Credit & lending
Improve assessment and create a frictionless experience with pre-filled onboarding forms.
Make better, more informed decisions, viewing up to seven years of financial data.
Problem
Accessing cash flow and affordability is time-consuming. Human error and back-office processes slow down assessments.
Solution
Open banking allows providers to access financial data instantly, making better decisions and improving user experience.
Understanding affordability
Leverage salary, payments and affordability insights for better products and services.
How it works
Agree
Customers agree to share data across their account(s).
Fetch
We then fetch the data.
Optimise
Financial providers can use this data to improve their risk assessments.
Benefits
Income verification
Verify recurring income, payments and check the balance of customers’ account(s).
Reduce costs
Operational costs and back-office processes are minimised.
Automate checks
Enhance identity theft measures, reducing the risk of fraud.
Relevant products
Enhanced KYC
Gain a real-time understanding of the customer. Read more
