Insights
Here are some of our thoughts on the latest open banking industry news, trends, advice and even some of our expert opinions.
Not sure what open banking is? You’re probably already using it.
The seamless, hassle-free experience of open banking probably means you barely noticed much difference from how you’re used to paying...
The 3 best open banking podcasts
Podcasts are a leading channel for open banking education – perfect for following an ever-evolving movement. Here's our top 3 picks....
Open Banking vs Cards for SMEs
If you’re an SME but haven’t harnessed open banking as a payment method yet, you could be missing out on thousands of pounds…
5 ways our open banking product can benefit your business (an infographic)
Our open banking product has the power to transform your business model. This infographic highlights 5 key benefits...
What problem is open banking solving?
We often hear people ask, ‘What problems can open banking solve?’ There are many use cases that are being solved today through open banking. Like anything,...
Open banking glossary
There’s no denying open banking comes with strange terms and perplexing acronyms. Here's our open banking glossary for simple explanations.
General Insurance (GI) is ready for open banking – and here’s why…
Some say open banking isn’t ready for the insurance industry... In this article, we explore open banking use cases that challenge and provide evidence against this misconception.
Open banking credit and lending
While there are numerous use cases of open banking from personal finance to wealth management, credit and lending are getting a lot of attention lately....
Open banking technology: how employee benefits companies can increase engagement
Open banking technology is changing the landscape when it comes to payments. But let’s not forget about the data. For some organisations, it is all about the data...
Open banking for charities: the immense benefits and powerful advantages
The key benefits of open banking and how charities can take advantage of this through our unique open banking platform and suite of products.
The Criticism Against Open Banking and Why It Should Be Embraced
Our Head of Product explores criticism aimed at open banking, asking if banks are creating unnecessary barriers in their customer journeys. Open...
April open banking insights
New Strong Customer Authentication (SCA) rules came into effect resulting in retailers losing millions in sales. Consequently, industry experts discussed...
Open banking and consent
Consent is a vital aspect of open banking. It puts customers in the driving seat, giving them full control of their data. Financial data belongs to...
March open banking insights
In March, our feed was full of news related to the Competition and Markets Authority (CMA). VRPs and open finance are important topics in 2022 as the...
Is open banking safe?
Open banking is a safe, government-led initiative. A regulated TPP accesses users’ data with their consent to share their data via a secure communication...
February open banking insights
February was a month of great significance. Open banking passed 5 million users and neobanks, like Revolut and Zopa, took measures to help the people of...
Open banking adoption
From HMRC to Experian, the use cases are both numerous and widespread as open banking adoption increases across the ecosystem. At the end of 2021,...
January open banking insights
2022 was off to a strong start as the OBIE celebrated a milestone of 4.5 million users. Open banking growth remains solid and cumulative. According to...